Forward Thinking

Understand fiduciary vs suitability standards of investment advisors

Orthopedics Today, September 2019
Sanjeev Bhatia, MD; David B. Mandell, JD, MBA
In the first part of this three-part series, we discussed potential pitfalls of investing alone, without the assistance of a professional. This…
Forward Thinking

Choose wisely with use of investment advisor vs doing it yourself

Orthopedics Today, August 2019
David B. Mandell, JD, MBA; Sanjeev Bhatia, MD
This is the first of a three-part series on how an orthopedic surgeon will get investment advice during his or her lifetime. This article focuses on…
Forward Thinking

A budget can keep millennial surgeons’ spending in check

Orthopedics Today, July 2019
David B. Mandell, JD, MBA; Sanjeev Bhatia, MD
After new orthopedic surgeons start their first jobs, they are often disappointed with their bank account balance, even after several months of being…
Forward Thinking

Retirement planning 101: Six retirement tools available to orthopedists

Orthopedics Today, June 2019
David B. Mandell, JD, MBA; Sanjeev Bhatia, MD
A comfortable retirement is a leading financial goal for most physicians, including millennial orthopedic surgeons who may continue to practice for…
Forward Thinking

Manage student loan debt at every stage of a career

Orthopedics Today, May 2019
Sanjeev Bhatia, MD; David B. Mandell, JD, MBA
Orthopedic surgeons who are finishing their training and starting their first jobs are often disappointed by the onerous burden of student loan debt…
Forward Thinking

Aim for the best, plan for the worst: Protect against malpractice liability

Orthopedics Today, April 2019
Sanjeev Bhatia, MD; David B. Mandell, JD, MBA
Many experienced orthopedic surgeons, at one time or another, have worried about being sued for malpractice (or another risk) because of a bad…
Forward Thinking

Financial modeling can help orthopedic surgeons evaluate first job opportunities

Orthopedics Today, March 2019
Sanjeev Bhatia, MD; David B. Mandell, JD, MBA
Orthopedic surgeons can be idealistic when looking for their first jobs. After years of hard work and relocation, it is natural that they and their…
Forward Thinking

Protect what you have: Equivalent of the Hippocratic Oath for millennial physicians’ finances

Orthopedics Today, February 2019
Sanjeev Bhatia, MD; David B. Mandell, JD, MBA
Many young orthopedic surgeons, fellows and residents look at their financial situation and don’t think of themselves as owning any significant…